01 - CHAIN SURFACE
CRM
Household and entity model that mirrors how Australian advisers structure client relationships.
PRODUCT
Not more tabs. A clearer advice chain.
Aether brings the advice record, strategy engine, document draft, compliance trail, and portal handoff into one connected flow for solo and micro-practice Australian advisers.
HOW THE CHAIN WORKS
How the chain works
- 01
Capture once
Household, entity, fact-find, risk, and goals all start from the same adviser-owned record.
- 02
Agree scope
Scope decisions become the boundary for advice, assumptions, document sections, and review.
- 03
Run governed logic
Recommendations come from the advice engine, strategy registry, and regulatory data packs.
- 04
Draft with evidence
SOA content pulls from the live record, assumptions, explanations, and alternatives considered.
- 05
Review and deliver
The adviser reviews, signs, and publishes to the portal with the trail still attached.
CONNECTED SURFACES
The modules are proof of the chain, not the pitch.
CHAPTER 01 RECORD + BOUNDARY
The client record becomes the boundary for every decision after it.
02 - CHAIN SURFACE
Fact find
Structured intake that flows directly into scope, portfolio, and advice without double-keying.
03 - CHAIN SURFACE
Scoping
Capture the agreed scope and link it to every downstream document and compliance check.
04 - CHAIN SURFACE
Risk
Risk profile, capacity, and tolerance, linked to the recommended portfolio.
CHAPTER 02 GOVERNED DECISIONING
Model the consequence. Keep the recommendation explainable.
05 - CHAIN SURFACE
Insurance
Bring existing cover, needs analysis, gaps, and recommendations into the same household record.
06 - CHAIN SURFACE
Portfolio
Action-centric portfolio model. Allocations, CGT, brokerage, and implementation notes in one ledger.
07 - CHAIN SURFACE
Projections
Forward cashflow, super, tax, and goal projections with auditable assumptions.
08 - CHAIN SURFACE
Advice
Strategy rationale, recommendations, alternatives considered, and adviser-reviewed draft SOA sections.
CHAPTER 03 DOCUMENT + DELIVERY
The output arrives with its record, review, and evidence intact.
CLIENT PORTALPublished
AH
Ava HartAdvice workspace
- Goals3 active
- Fact-find75%
- Shared documentsSOA v1
- Publication historyCurrent
09 - CHAIN SURFACE
Documents
White-labelled SOAs, FSGs, and engagement letters drafted from the live record.
10 - CHAIN SURFACE
Compliance
Best-interests checks, audit trail, approval gates, and review cadence tracked per client.
11 - CHAIN SURFACE
Portal
Client-safe view of goals, progress, fact-find, shared documents, and publication history.
POSITIONING
Where Aether sits
Xplan/Iress
Deep incumbent ecosystem, broad back-office coverage, and mature integrations. Often heavy for solo advisers who mainly need the advice job to move cleanly.
AI copilots
Useful drafting beside the workflow. But the copilot usually does not own the source record, advice engine, or compliance boundary.
Aether
The connected chain from client facts to adviser-reviewed draft SOA, with the data model, engine, document output, and compliance evidence in one workspace.